To Pay for Plastic Surgery with using Credit Cards, you have to Take out a medical credit card. Besides, Use your existing credit card. Using credit cards to pay for plastic surgery comes with certain risks, so ensure you are familiar with drawbacks before making a decision to charge your plastic surgery to a card. You need to Be very careful you’re working with a reputable company when taking out a medical credit card. It is available predatory lenders in the medical world and oftentimes an interest rate not initially agreed upon is applied retroactively. Besides, medical credit cards can be very strict about payments. If you miss a payment, the APR may rise to as much as 30%. If you put a major purchase on your existing credit card, you may easily max it out. This could potentially hurt your credit rating if you are unable to make payments in a timely fashion. In addition, You should be sure to account for follow up procedures. Face lifts, for example, often need multiple surgeries before the procedure is considered complete. You do not want to be in a position where you need a second facelift before you have paid off the cost for the first one.